A term insurance plan can help secure the financial health of your family in your absence. They do not have to compromise on their lifestyle or life goals even if you’re not around.
Promotional Feature, HT Brand Studio
The upheaval caused by the novel coronavirus has lent a new meaning to the importance of adaptability for human beings. As infections surge across India, the sporting world has also had to incorporate unique strategies to keep the virus at bay. The Indian Premier League, one of the most important events in the Indian sports calendar, has come up with a bio-secure bubble to keep players and officials safe from the virus.
A bio-secure bubble is a safe and secure environment that is isolated from the outside world to minimise the risk of infection. In a bio-bubble, only authorised sports persons, support staff, and match officials who have tested negative for COVID-19 are allowed to enter the protected area. Individuals are also regularly tested and their temperatures checked to maintain the safety of the bubble. It goes without saying that technology is playing a pivotal role in keeping this safety bubble from being perforated, so that we can enjoy watching the game.
While players have been bestowed with the most sophisticated mechanism to keep themselves safe from the virus, the lesser privileged citizens of the country, sadly, cannot afford to encapsulate themselves in a bio-secure bubble.
Let’s find out how.
The significance of a term insurance plan
The death of a loved one is an event for which you can never be prepared enough. The worst part is that besides the emotional toll, a death can trigger a financial crisis, especially if the deceased was the primary earner for the family. While there is no way to shield oneself from the emotional turmoil, an adequate term insurance can help mitigate the effects of these unforeseen circumstances on your financial health.
With appropriate insurance coverage, you can ensure that your family continues to have a same lifestyle in your absence, even if there is a dwindling in income. Besides, a term insurance plan that provides sufficient coverage for your loved ones will prevent their life goals such as buying a home, retirement, or children’s education and wedding from getting derailed in your absence.
Securing your future with a term protection bubble
HDFC Life Click to Protect Life is a great term plan that provides benefits in accordance with the changes in your lifestyle and life stages so that you and your loved ones have comprehensive financial protection at all times. You have the option to choose a cover which fits your needs from three plan options. Unlike regular plans, the Click to Protect Life gives you the benefit of auto balancing death and critical illness with age and you can also opt various add-on benefits like return of premium option, accidental death benefit option and many more. Indeed, with the HDFC Life Click 2 Protect Life, you can create a safety bubble akin to the IPL bio-secure bubble.