Let experts tell you all about investing in mutual funds during these difficult times.

Asset Allocation Through Passive Investment

Asset allocation is a strategy that is considered a touchstone of a successful investment journey.

An introduction to Banking and Financial services sector funds

Banking and financial services funds are equity funds that primarily invest in equities and equity...

Know more about investing in Healthcare and consumption thematic funds

Thematic and sectoral funds have emerged as the new bandwagons in the mutual fund investment landscape and for all the right reasons.

The Importance of asset allocation

As investors, the journey of investments is a long and a constantly evolving one at that with numerous climaxes and plot points...

Types of asset allocation strategies

The right asset allocation mix can provide ample opportunities for investors for tapping into the earning potential of equities while maintaining stability with debt instruments. However, decoding the right asset ...

Why asset allocation plays a lead role in your financial plan?

As is the case in our day-to-day lives where we often find ourselves realizing the importance of the axiom that “variety is the spice of life”, in the world of personal finance too, variety has an important place.

Global investing and ETFs: adding value to your portfolio

The growth trajectory of the Indian economy over the last few decades has undoubtedly captured the attention of the world. However, the growth story continues

All about equity savings funds

Equity savings funds are open-ended mutual fund schemes in which the investments are spread across equity and debt funds and arbitrage securities.

Why should you consider global investing?

Smart investing is all about finding the right balance between risks and returns. By diversifying your portfolio with the appropriate mix of stable assets

Why should you invest in ESG funds?

With increased focus on the environmental challenges plaguing various countries and communities in the world, there has been a marked shift in the way people are viewing their responsibilities in making the world a better place to live in.

Starting your ESG investment journey? Here’s how to go about it

It is common knowledge that the future of our environment is in a precarious position and has become a priority for governments and businesses across the globe.

5 things you need to know about ESG investing

Over the last few years, the world of investing has witnessed several shifts in the values that govern investments.

Why are debt funds an all-weather investment vehicle?

The performance of debt mutual funds is intertwined with interest rate movements as the latter have a significant bearing based on the funds’ yield-to-maturity.

Hybrid funds and the right asset allocation strategy

Hybrid funds can be an excellent tool for investors to make the best of equity and debt asset classes. They provide ample opportunities for investors for tapping into the earning potential of equities while maintaining stability with investments in debt instruments.

Aggressive hybrid fund investments for meeting financial goals

Decoding asset allocation can be a daunting task for many investors especially for those who are new to managing investments.

What is the importance of asset allocation in your financial plan?

A popular English axiom goes: “Variety is the essence of life.” In the world of personal finance too, variety has an important place. Financial planners, investment gurus and fund managers use the term diversification and it is considered one of the building blocks of a successful financial strategy.

Get the right mix of equity and debt with hybrid funds

How aggressive hybrid funds can be good investment options for SWP?

For many investors, foraying into the journey of investments and gauging the right mix of investment classes can be akin to finding the right ratio of ingredients for baking the perfect cake.

How aggressive hybrid funds can be good investment options for SWP?

“But what if the market is in a terrible condition when the timeline of my goal is nearing and I am about to redeem my equity investment?” For investors who shy away from equity investments owing to the risks involved, the fear ...

Why aggressive hybrid funds are a great investment vehicle for novice investors?

Dabbling in equities can seem daunting if you are new to the world of investments. Yes, the charm of high returns can seem hard to repel and it may evoke a misplaced sense of...

All about conservative hybrid funds

The beauty of hybrid fundsis that they come in all shapes and sizes – whether you are a conservative investor or have a high risk tolerance, hybrid schemes afford you the flexibility of maintaining your equity and debt...

Why debt funds can be a good addition to your emergency corpus?

No financial plan is complete if it has no mention of an emergency corpus. An emergency corpus acts as shock absorber in times of distress...

RBI keeps policy rates unchanged – what does this mean for debt funds?

During its second bi-monthly monetary policy review for 2021-2022, the Reserve Bank of India announced that it would be keeping the main policy rates unchanged.

How debt funds can reduce the impact of market corrections on your portfolio?

My journey in the world of mutual fund investing is marked with phases where I had to teach myself new things and unlearn a lot of preconceived notions about mutual fund investments.

Why you should consider banking and PSU debt funds to your portfolio?

In the last few months of 2020, the Indian economy’s recovery from the blows wielded by the first wave of the coronavirus pandemic was stable enough to make market mavericks hopeful.

Why you should look at dynamic bond fund when interest rate outlook is not clear?

The resurgence of the coronavirus pandemic has cast doubts on the recovery of India’s economy. What with the second wave proving much worse than the previous one and localized lockdowns becoming the norm in various states in the country, businesses

Debt funds vs bank FDs – which is more tax-efficient in the long run?

The bond between debt funds and rising interest cycles

In India, fixed deposits continue to dominate the terrain of ‘comfort investments’ for a sizable section of investors. to guaranteed returns and low risks associated with fixed deposit investments, they have been the go-to investment option in India.

SIPs help tide over debt market volatility

Investing through SIPs across asset classes like Equity and Fixed Income helps you get the benefit of rupee cost averaging, which in the long run helps tackle the impact of market volatility on your portfolio.

SIPs in debt funds for short and long term goals

Ask any market maven and they will tell you that for building a strong investment portfolio, you need to have a clear idea about your goals and the horizon for them. That forms the crux of investment choices.

Debt mutual funds and rising interest rates

When it comes to picking debt mutual funds for your portfolio, paying close attention to the interest rate cycle is paramount. If you have just started dabbling with debt fund investments...

The bond between debt funds and rising interest cycles

If you have recently forayed into the arena of debt fund investments or are planning to do so, then understanding how interest rate fluctuations can impact your...

Why debt mutual funds are a great option for short-term goals?

When it comes to building a portfolio that can withstand ripples in the market and generate returns suited to your goals, the addition of debt mutual funds like...

Debt fund investments: Decoding credit ratings

When it comes to debt fund investments, credit ratings of companies issued by credit rating agencies is considered to be the guiding light for investors.

Why it is a good time to invest in corporate bonds

At a time when the markets and economy are recuperating from the inflictions caused by the COVID-19 pandemic, investors remain in a grey zone.

Four things to consider before investing in corporate bond funds

For Anusha, the stream of losses that she incurred in her corporate bond fund portfolio came as a rude shock to her. She had purchased various corporate bonds in the last few months but what with Anusha

Four reasons to invest in corporate bond funds

In October 2020, data from the Association of Mutual Funds showed that debt schemes and corporate bond funds clocked the biggest inflows in more than a year.

The Yield-To-Maturity Myopia

When investing in a debt instrument, the first consideration ‒ and for many of us the only material one ‒ is the yield to maturity (YTM) it offers.

Corporate Bond Funds ‒ A potential opportunity

Bank fixed deposits (FDs) have traditionally been the most favoured debt investment option among Indians. But not anymore. With interest rates on FDs falling, especially over the past one year,

SIP in Debt Mutual Funds

By investing a fixed amount every month (or any other interval) from your regular savings, you can invest over a long period of time and benefit from the power of compounding.

Why invest in Debt Mutual Funds?

Debt funds are fixed income mutual fund schemes which invest in debt and money market instruments like CPs, CDs, Corporate Bond, T-Bills, G-Secs etc.

Make place for debt funds in your portfolio

The equity market's stellar performance has beckoned many investor to take huge exposure to the asset class. Though equity is one of the best wealth creators in the long term, it is prudent to include a less risky asset class such as debt to balance the investment portfolio.

Debt mutual fund - a stable and steady investment choice

Bank fixed deposits and Government small savings schemes have been the traditional investment choice of average Indian households.As per Reserve Bank of India’s Quarterly Estimates of Household Financial Assets and Liabilities, Rs 4,753 billion was invested in bank FDs in FY 2018.

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